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Month: July 2017

Frugal With Kids – 10 Things to Help Make Kids Cheaper

Frugal With Kids – 10 Things to Help Make Kids Cheaper

I hear it nonstop. “Kids are expensive.” It gets very old. I’m not sure if it is more annoying from people who don’t have kids or people with older kids. I have to hold my tongue because I could easily turn around and say, “your 4,000 square foot house with 2 people is expensive” or “your brand new $30k+ car is expensive.” Everyone chooses to spend their money differently and that’s ok. What matters is spending with purpose and on…

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Escaping The American Trap

Escaping The American Trap

When Ms Blue Ribbon and I were married we quickly fell into the American Dream Trap. We got our mortgage, new (financed) car, and extra loan (because we could). Everything was just as it was supposed to be. We were even starting to spend more a month than we were taking in. Having a Why That’s when it happened, our turning point. Ms Blue Ribbon and I had a baby, Mini Donut. This was our catalyst. I kept trying to make…

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Money Map

Money Map

Time is a wonderful thing isn’t it? It will speed along when you least expect it. You will eventually see the magic that is compound interest. Auto-payments will stack up, sooner or later there are accounts everywhere and you can’t remember them all. WHERE IS YOUR MONEY?! A long time ago I was in the dark when it came to a lot of things: budgets, net worth, and money-maps. Back in the beginning of learning about personal finance there was…

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2017 Q2 Networth and Goals Update

2017 Q2 Networth and Goals Update

When I was first starting out on the path of getting my finances together I stumbled upon the website, BudgetsAreSexy.com J. Money was the one that got me tracking my networth. Maybe the most important thing you can do on your path through personal finance. I’ve been tracking my network since March of 2016. I finally knew if I was making progress. Tracking your network is to help you see if what you are doing is working or not. Adding…

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