The Weight Of Debt

The Weight Of Debt

Sometimes when I think about the past I feel like I am remembering a different person doing the actions I did. I say that because we are all constantly changing who we are and what we believe. A Father’s Journey Two years ago a father held his 7-month-old son tightly in his arms and swayed back and forth trying to get the small child to sleep. As he swayed the father couldn’t help but let his mind drift off to…

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Daycare to Degree: How to pay for college?

Daycare to Degree: How to pay for college?

Hello fellow BoaS readers! I’m ProfessorFI over at theFIprofessor.com. I’m a professor at a major research university (not of personal finance, I’m afraid) and working toward FI. I’m new to the FI community and BoaS resonates with me, as my partner and I balance our careers, two young kids, and attempt to strike a balance between the cold hard logical decisions and following our passions in life. Bottom line: If you can afford quality daycare, you can afford college. When…

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Oatmeal Candy Cookies

Oatmeal Candy Cookies

What says “Happy Valentines Day” like homemade cookies. The best cookie in the entire world!!! (did I oversell it?) Print Oatmeal Candy Cookies Ingredients 2 cups Sugar 1/2 cup Milk 1/2 cup Butter 4 tbsp Cocoa 1 tsp Vanilla 1/2 cup Peanut Butter 3 cups Old-fashioned Rolled Oats Instructions In a pot bring sugar, milk, butter, cocoa, and vanilla to a boil. Remove from heat and add peanut butter and stir well. Then stir in oats. Drop by spoonfuls on a cookie…

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One Year With An Electric Car

One Year With An Electric Car

This article may contain affiliate links. Read our disclaimer. As I drove to work the other morning it finally dawned on me that I have been driving my Nissan Leaf for over a year. (For whatever reason it wasn’t when I renewed the tabs.) One year with an electric car has changed a lot about my day-to-day life. I thought it may be interesting to share some of the things you never think about when you drive a gas car….

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If I Had A Million Dollars…

If I Had A Million Dollars…

We have had two windfalls in our lives. The first was when Ms. Blue Ribbon’s grandmother passed away. The money we inherited was used to pay off some new windows on our house (naturally, we financed them). It wasn’t much and wasn’t expected but I feel like we used the money wisely. The second windfall we received was $20k from a family friend who had passed away. This was considerably more and we took our time figuring out exactly what…

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The Missing Paycheck And A New-Found Love For The Emergency Fund

The Missing Paycheck And A New-Found Love For The Emergency Fund

For over a year leading up to Babe’s birth I meticulously planned how much we were going to need in the HSA and the savings account. Nothing was going to prepare me for the Friday of the missing paycheck. Ode to HSA We weren’t sure how much our insurance was going to cover so I made sure we had enough to cover up to our max out of pocket. After filling it up we used all but $400 of the…

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2018 Goals, Not Resolutions

2018 Goals, Not Resolutions

New Year’s Resolutions are great in theory. Who doesn’t want to lose 10 pounds or quit (insert annoying habit here)? The problem comes with sticking to these resolutions which is why I don’t believe in them at all. I’d much rather have solid goals throughout the year with clear points to achieve them by and specific measurable ways to validate if I completed them or not (also doesn’t help to have a website that I list them on and have…

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Simply Put Recipes: Chili

Simply Put Recipes: Chili

It has been awfully cold here lately and I can’t help but make Chili around now. This is one of my favorites that we make. Print Chili Ingredients 2 lbs Ground Beef 1 med Onion Chopped 1 Green Pepper Chopped 2 cloves Garlic 28 oz Diced Tomatoes Undrained 19 oz Light Red Kidney Beans Undrained 1 tbsp Chili Powder 1/2 tsp Basil 1/2 tsp Salt 1 tsp Ground Cumin 1 tsp Oregano 1 tsp Unsweetened Baking Cocoa 1/4 tsp Cayenne…

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2017 Q4 Net Worth Update

2017 Q4 Net Worth Update

What a long strange trip it has been. 2017 seemed to just fly by (a true sign I’m getting older). 2017 brought many things in our household. A new baby, a new side project (this site), plenty of goals, and major financial milestones. If you want to read more about them take a look at Quarter 2 and Quarter 3 updates. Otherwise, let me tell you about this last quarter. October Quite a busy month. We blew through a lot of our…

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2017 Roundup

2017 Roundup

2017 was a crazy year for us (recap and net worth update coming next week). I started thinking back to the beginning of this website and how far it has come in the short eight months. Sometimes I feel like this is a one-sided conversation (almost like I do all the talking and won’t shut up). So I want to take this opportunity to reach out to you. I want to hear from you. Feel free to email, use the…

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