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Author: Mr. BoaS

Keep Your Net Worth, I Want Your Goals

Keep Your Net Worth, I Want Your Goals

This article may contain affiliate links. Read our disclaimer. I’ve been tracking my net worth since 2016 and in that time it’s gone up and it’s gone down by a little bit and a lot. (Other financial writers look away for one sentence) I think I’ve come to a point where it doesn’t really matter. Perhaps it was from the stock market being in a tizzy the last few months or just a place you get to after a while…

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My Money Map 2: This Time It’s Personal (Finance)

My Money Map 2: This Time It’s Personal (Finance)

I just love a good sequel title, don’t you? This isn’t the first time I’ve brought up the idea of a money map. Last year just as this site was getting going I wrote about My Money Map. It is one of my favorite charts I have. Simple but useful. Why Do A Money Map? When I started my journey through personal finance I read a lot of blogs. I finally started getting my act together. We started trimming the…

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BoaS Question Series – Episode 1 – Average Joe Finance

BoaS Question Series – Episode 1 – Average Joe Finance

Welcome to the first…non-me entry in the questions series. Today we have Joe. Be sure to check out my answers to his questions over on his site. 1. Who are you and why are you here? My name is Joe.  During the day, I’m an accountant and at night I use my accounting and finance knowledge to blog over at Average Joe Finance.    Outside of finance and blogging, my wife and I love to travel.  We recently got back…

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Managing a Third-Life Crisis

Managing a Third-Life Crisis

A lot of this is just thinking out loud….or in text…would love for you to still give it a read and tell me if you have had the same experiences. I think I’ve gotten to the point where I would be having a third-life crisis if I hadn’t gotten my financial act together. Time seems to slip away. Wasn’t I just the little boy dragging around his Winnie the Pooh? Now it’s Mini Donut squeezing the silly old bear as…

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BoaS Question Series – Episode 0

BoaS Question Series – Episode 0

I noticed a growing trend on the interwebs lately, interview series, and instead of ignoring it I realized it actually is really cool. You get to see people’s responses to questions they wouldn’t normally be talking about on their site. It only seemed fair for me to do my questions before issuing out a challenge to anyone else so today I’m going to answer a few questions of my own. 1. Who are you and why are you here? Well…I…

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Our Walk With Cash Budgeting

Our Walk With Cash Budgeting

When Ms. Blue Ribbon and I started on the path to being debt free the one thing I can know for sure that helped speed it along was using a cash budget. We didn’t use cash for everything, just the four major troubled spots in our budget: Groceries, Gas/Fuel, Eating Out, and Miscellaneous Items. Everything else was recurring/fixed expenses like utilities or insurance. Like many, eating out was a massive drain on our budget. We love eating out but I’ve…

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Where To Spend Tax Returns

Where To Spend Tax Returns

As we impatiently wait until we can get our taxes done and then super crazy impatiently wait for the tax return to be deposited in our bank account I thought it may be interesting to go back and review how we have spent our tax returns. Tax Year 2014 Rebate: I remember being scared to file this tax return. Our tax guy is in Wisconsin and when your wife is 9 months pregnant you get a little nervous driving anywhere…

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529s Are Great But…

529s Are Great But…

Thanks to Professor FI we have a solid plan to load up our 529s and a calculator to match so we don’t over deposit. Which brings us to my next thought on the subject…I hate 529s… As we all know I have a habit of being dramatic and while I do have a 529 plan for each child I can’t help but not like the system in general. I do have to say that 529s are a great way to help…

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The Weight Of Debt

The Weight Of Debt

Sometimes when I think about the past I feel like I am remembering a different person doing the actions I did. I say that because we are all constantly changing who we are and what we believe. A Father’s Journey Two years ago a father held his 7-month-old son tightly in his arms and swayed back and forth trying to get the small child to sleep. As he swayed the father couldn’t help but let his mind drift off to…

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Daycare to Degree: How to pay for college?

Daycare to Degree: How to pay for college?

Hello fellow BoaS readers! I’m ProfessorFI over at theFIprofessor.com. I’m a professor at a major research university (not of personal finance, I’m afraid) and working toward FI. I’m new to the FI community and BoaS resonates with me, as my partner and I balance our careers, two young kids, and attempt to strike a balance between the cold hard logical decisions and following our passions in life. Bottom line: If you can afford quality daycare, you can afford college. When…

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