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Category: Kids

Dear Kids

Dear Kids

Dear Mini Donut and Babe, I’m not sure what to tell you at this point in our lives. We are all pretty new to this whole father/son thing especially after Babe came around and the dynamic changed a little bit. All I can do is tell you what I’ve determined so far. All The Stuff You guys come with a lot of crap. No offense but when it was just your mom and I we could leave the house within…

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529s Are Great But…

529s Are Great But…

Thanks to Professor FI we have a solid plan to load up our 529s and a calculator to match so we don’t over deposit. Which brings us to my next thought on the subject…I hate 529s… As we all know I have a habit of being dramatic and while I do have a 529 plan for each child I can’t help but not like the system in general. I do have to say that 529s are a great way to help…

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The Weight Of Debt

The Weight Of Debt

Sometimes when I think about the past I feel like I am remembering a different person doing the actions I did. I say that because we are all constantly changing who we are and what we believe. A Father’s Journey Two years ago a father held his 7-month-old son tightly in his arms and swayed back and forth trying to get the small child to sleep. As he swayed the father couldn’t help but let his mind drift off to…

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Daycare to Degree: How to pay for college?

Daycare to Degree: How to pay for college?

Hello fellow BoaS readers! I’m ProfessorFI over at theFIprofessor.com. I’m a professor at a major research university (not of personal finance, I’m afraid) and working toward FI. I’m new to the FI community and BoaS resonates with me, as my partner and I balance our careers, two young kids, and attempt to strike a balance between the cold hard logical decisions and following our passions in life. Bottom line: If you can afford quality daycare, you can afford college. When…

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If I Had A Million Dollars…

If I Had A Million Dollars…

We have had two windfalls in our lives. The first was when Ms. Blue Ribbon’s grandmother passed away. The money we inherited was used to pay off some new windows on our house (naturally, we financed them). It wasn’t much and wasn’t expected but I feel like we used the money wisely. The second windfall we received was $20k from a family friend who had passed away. This was considerably more and we took our time figuring out exactly what…

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The Missing Paycheck And A New-Found Love For The Emergency Fund

The Missing Paycheck And A New-Found Love For The Emergency Fund

For over a year leading up to Babe’s birth I meticulously planned how much we were going to need in the HSA and the savings account. Nothing was going to prepare me for the Friday of the missing paycheck. Ode to HSA We weren’t sure how much our insurance was going to cover so I made sure we had enough to cover up to our max out of pocket. After filling it up we used all but $400 of the…

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Remembering The Important Things

Remembering The Important Things

There are a lot of things in this life I’ve wanted to do and things I have yet to do. I have studied abroad in England and traveled to many countries. I graduated from college with a degree in Software Engineering and spend 8 hours a day typing complete jibberish that makes a little box do awesome things. There are things I still want to do like travel to more countries and own rental properties. During one of our purges…

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Infinite Worlds In One Place

Infinite Worlds In One Place

When I was a kid I didn’t get to go to the library often. Sure we had a kid-centric one in my elementary school but rarely did I go to the public library. Living out in the country there were things that I didn’t get to do very often just by the fact that I needed to be driven 10 minutes in and 10 minutes out. The library in my hometown was beautiful. As you walked in it opened up…

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It’s The Most Stressful Time Of The Year

It’s The Most Stressful Time Of The Year

I’ve been slowly liking Christmas less and less since I was a kid. Perhaps my biggest frustration isn’t listening to Christmas music (the same 5 songs sung by every signer you’ve never heard of and some you have) but that it has become the titian consumer holiday. Move over Valentine’s Day, your title of a corporate holiday has been lost. My kids are a bit young to comprehend a lot of the bigger concepts in life (compound interest, sarcasm). Mini…

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The Wonders Of Cloth Diapering

The Wonders Of Cloth Diapering

This article may contain affiliate links. Read our disclaimer. Being a grown-up is expensive. Even more expensive when you decide to have a family. The money you were so accustomed to spending on yourself is now being divided amongst those who are now in your family. This statement is true if you have a small child or a teenager. Where you spend your money changes as your family grows and as the needs of your family changes. Figuring Out What…

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