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Category: Life style

Loyalty is Overrated

Loyalty is Overrated

I wasn’t going to say anything about this Equifax thing since so many others are but something that My Money Wizard said made me want to. The majority of companies don’t care about you or your data. Doesn’t Everyone Secure Their Data? As you may know, I am a software developer and in my seven years of writing jibberish, I’ve seen some things at companies one would call …lax. My first job was at a major insurance company. I worked…

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Don’t Tell Others How To…

Don’t Tell Others How To…

One of the biggest pet peeves of any parent is having someone tell them how to raise their children…so why do people do it?! Parents should know better! I am bewildered by the nerve of people. The Impressionable Around the time little Mini Donut was 6 months old I was shopping at Target, like you do, in the baby aisle,a parents favorite location, surveying all the gross sounding food combinations I could buy. I was interrupted from my trance by…

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Walking on Sunshine

Walking on Sunshine

Growing up in the country and having a farmer as your dad you tend to have a respect for nature. You see the cows that give you milk as the gentle creatures they are and the land as something that helps yield the crops to feed the cows. Doesn’t help having a home surrounded by beautiful trees. Sorry that was a little hippy-ish. Thinking Green I really think the thing that triggered my interest in green technology was the Tesla…

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Beyond Stealth Wealth

Beyond Stealth Wealth

I’ve never been one to care what others think of me. I have to learn to care a little bit at work once a year for self reviews though. Otherwise to me the only opinions that matter are my son’s and wife’s. Sibling Outing This creates interesting situations for me. Back in college my oldest sister invited me grocery shopping. She wanted to help me out with food and have some sibling bonding time. A little back story, I am…

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Frugal With Kids – 10 Things to Help Make Kids Cheaper

Frugal With Kids – 10 Things to Help Make Kids Cheaper

I hear it nonstop. “Kids are expensive.” It gets very old. I’m not sure if it is more annoying from people who don’t have kids or people with older kids. I have to hold my tongue because I could easily turn around and say, “your 4,000 square foot house with 2 people is expensive” or “your brand new $30k+ car is expensive.” Everyone chooses to spend their money differently and that’s ok. What matters is spending with purpose and on…

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Escaping The American Trap

Escaping The American Trap

When Ms Blue Ribbon and I were married we quickly fell into the American Dream Trap. We got our mortgage, new (financed) car, and extra loan (because we could). Everything was just as it was supposed to be. We were even starting to spend more a month than we were taking in. Having a Why That’s when it happened, our turning point. Ms Blue Ribbon and I had a baby, Mini Donut. This was our catalyst. I kept trying to make…

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Money Map

Money Map

Time is a wonderful thing isn’t it? It will speed along when you least expect it. You will eventually see the magic that is compound interest. Auto-payments will stack up, sooner or later there are accounts everywhere and you can’t remember them all. WHERE IS YOUR MONEY?! A long time ago I was in the dark when it came to a lot of things: budgets, net worth, and money-maps. Back in the beginning of learning about personal finance there was…

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Allowance: The Anti-Deprivation

Allowance: The Anti-Deprivation

After we became debt free and we had a 6 month emergency fund we backed off a little on the gas. I was starting to feel deprived and it was hard to stay motivated. After reading some other blogs I found many people had fun money. Money to do whatever you want with. I suggested to my wife, Ms Blue Ribbon, that maybe we should take an allowance. Nothing much, just $15 each a month. She was good with that…

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How I gave up my Tesla dream

How I gave up my Tesla dream

I have wanted a Tesla automobile since the roadster was announced in 2006. Beautiful cars and no oil products to run it. (The only thing I hate more than going to get my hair cut is getting my oil changed.) When the pre-ordering for the Model 3 started I was nearly 6 months into the baby steps yet still had every intention of dropping $1000 to lock my place in line to get one. Then I read Financial Samurai’s rule…

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Bio on a stick

Bio on a stick

Money and I haven’t always gotten along. During high school we did fine, college things were ok but after college is when things started down the wrong path… One thing my dad ingrained in me at an early age was not to carry a balance on a credit card. Not sure why this stuck with me but it did. He never really validated why either. He told me, “Eh, I’m a deadbeat as far as they are concerned. I pay…

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