Browsed by
Category: Life style

Escaping The American Trap

Escaping The American Trap

When Ms. Blue Ribbon and I were married we quickly fell into the American Dream Trap. We got our mortgage, new (financed) car, and extra loan (because we could). Everything was just as it was supposed to be. We were even starting to spend more a month than we were taking in. Having a Why That’s when it happened, our turning point. Ms. Blue Ribbon and I had a baby, Mini Donut. This was our catalyst. I kept trying to make…

Read More Read More

Money Map

Money Map

Welcome!! After you are done reading this make sure you check out my updated Money Map! Time is a wonderful thing isn’t it? It will speed along when you least expect it. You will eventually see the magic that is compound interest. Auto-payments will stack up, sooner or later there are accounts everywhere and you can’t remember them all. WHERE IS YOUR MONEY?! A long time ago I was in the dark when it came to a lot of things:…

Read More Read More

Allowance: The Anti-Deprivation

Allowance: The Anti-Deprivation

This article may contain affiliate links. Read our disclaimer. After we became debt free and we had a 6-month emergency fund we backed off a little on the gas. I was starting to feel deprived and it was hard to stay motivated. After reading some other blogs I found many people had fun money. Money to do whatever you want with. I suggested to my wife, Ms. Blue Ribbon, that maybe we should take an allowance. Nothing much, just $15…

Read More Read More

How I gave up my Tesla dream

How I gave up my Tesla dream

I have wanted a Tesla automobile since the roadster was announced in 2006. Beautiful cars and no oil products to run it. (The only thing I hate more than going to get my hair cut is getting my oil changed.) When the pre-ordering for the Model 3 started I was nearly 6 months into the baby steps yet still had every intention of dropping $1000 to lock my place in line to get one. Then I read Financial Samurai’s rule…

Read More Read More

Bio on a stick

Bio on a stick

Money and I haven’t always gotten along. During high school we did fine, college things were ok but after college is when things started down the wrong path… One thing my dad ingrained in me at an early age was not to carry a balance on a credit card. Not sure why this stuck with me but it did. He never really validated why either. He told me, “Eh, I’m a deadbeat as far as they are concerned. I pay…

Read More Read More