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Category: Budget

Roadtrip Mistake

Roadtrip Mistake

It is official…I’ve dropped the ball. With all of the craziness from our extended weekend trip, I forgot to schedule something for today! I had planned on something but between seven hours of driving (1 unscheduled stop), carrying a toddler up and down the stairs for every water slide, and learning my son screams at his brother in his sleep (can’t he just talk like a normal person?!)…I’m a little exhausted. Not All Is Lost I do, however, have a…

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My Money Map 2: This Time It’s Personal (Finance)

My Money Map 2: This Time It’s Personal (Finance)

I just love a good sequel title, don’t you? This isn’t the first time I’ve brought up the idea of a money map. Last year just as this site was getting going I wrote about My Money Map. It is one of my favorite charts I have. Simple but useful. Why Do A Money Map? When I started my journey through personal finance I read a lot of blogs. I finally started getting my act together. We started trimming the…

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Our Walk With Cash Budgeting

Our Walk With Cash Budgeting

When Ms. Blue Ribbon and I started on the path to being debt free the one thing I can know for sure that helped speed it along was using a cash budget. We didn’t use cash for everything, just the four major troubled spots in our budget: Groceries, Gas/Fuel, Eating Out, and Miscellaneous Items. Everything else was recurring/fixed expenses like utilities or insurance. Like many, eating out was a massive drain on our budget. We love eating out but I’ve…

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Daycare to Degree: How to pay for college?

Daycare to Degree: How to pay for college?

Hello fellow BoaS readers! I’m ProfessorFI over at theFIprofessor.com. I’m a professor at a major research university (not of personal finance, I’m afraid) and working toward FI. I’m new to the FI community and BoaS resonates with me, as my partner and I balance our careers, two young kids, and attempt to strike a balance between the cold hard logical decisions and following our passions in life. Bottom line: If you can afford quality daycare, you can afford college. When…

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Know Who You Are

Know Who You Are

It didn’t take long for me to realize that I was the main problem when it came to our finances. When we started dating Ms. Blue Ribbon was working at a shoe store and substitute teaching (Slightly different from me working as a software developer). She was naturally frugal by habit and necessity. Making all her meals at home (noodles and tuna salad sandwiches mostly). She occasionally treated herself to Culver’s once in awhile. I on the other hand rarely…

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Getting To FI With Google’s Project Fi

Getting To FI With Google’s Project Fi

This article may contain affiliate links. Read our disclaimer. Google loves to try new things constantly (something I can more than get on board with). I love when companies try things for the sake of trying even if it fails. This one is far from a failure. I used to be on a family plan with my parents, in order to save money, but Ms. Blue Ribbon and I were getting sick of the family drama that comes with it….

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Stop Being an Adult and Be a Toddler

Stop Being an Adult and Be a Toddler

I never knew someone could use the word “why” so many times in one day until my son became a toddler… “Car parked on road why?” “Guy running why?” “Dada tired why?” I could go on…why? That is when it hit me, ok a toy hit me but you get the idea, Mini Donut was asking the right questions. Why you ask…exactly! … I’ll elaborate. What your toddler can teach you You have your budget and you have your financial…

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Minnesota State Fair on a Budget

Minnesota State Fair on a Budget

The Minnesota State Fair is one of the most important events in this state. Everyone from across the state come together to see all the wonderful things the fair has to offer. People even visit from other states and countries just to see the spectacles. The state fair has been a tradition of both Ms Blue Ribbon’s and my family since we were kids (her family takes it a little more seriously). When it comes to the state fair the…

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Budget Breakdown

Budget Breakdown

You ask and you shall receive! One of the takeaways from the money map was a breakdown of the budget was warranted. Early Budget Back when it was just me before I started dating Ms Blue Ribbon I was smart enough to at least track my money and have a “budget.” It was pretty light and wasn’t being followed at all but it was something. I kept with that style after we started dating and even after we got married….

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Money Map

Money Map

Welcome!! After you are done reading this make sure you check out my updated Money Map! Time is a wonderful thing isn’t it? It will speed along when you least expect it. You will eventually see the magic that is compound interest. Auto-payments will stack up, sooner or later there are accounts everywhere and you can’t remember them all. WHERE IS YOUR MONEY?! A long time ago I was in the dark when it came to a lot of things:…

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