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Everyone Wants You To Be In Debt

Everyone Wants You To Be In Debt

This article may contain affiliate links. Read our disclaimer. We have made mistakes in the past, but so has everyone else and it is important to not only learn from your mistakes but from others too (hint hint). It only took buying one car new to realize how stupid it was and not to make that mistake again. This was also before we had gotten our financial act together. We paid the car off early and thought that mistake was…

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Know Who You Are

Know Who You Are

It didn’t take long for me to realize that I was the main problem when it came to our finances. When we started dating Ms. Blue Ribbon was working at a shoe store and substitute teaching (Slightly different from me working as a software developer). She was naturally frugal by habit and necessity. Making all her meals at home (noodles and tuna salad sandwiches mostly). She occasionally treated herself to Culver’s once in awhile. I on the other hand rarely…

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Budget Breakdown

Budget Breakdown

You ask and you shall receive! One of the takeaways from the money map was a breakdown of the budget was warranted. Early Budget Back when it was just me before I started dating Ms Blue Ribbon I was smart enough to at least track my money and have a “budget.” It was pretty light and wasn’t being followed at all but it was something. I kept with that style after we started dating and even after we got married….

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Bio on a stick

Bio on a stick

Money and I haven’t always gotten along. During high school we did fine, college things were ok but after college is when things started down the wrong path… One thing my dad ingrained in me at an early age was not to carry a balance on a credit card. Not sure why this stuck with me but it did. He never really validated why either. He told me, “Eh, I’m a deadbeat as far as they are concerned. I pay…

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