Browsed by
Tag: goals

Bring It On 2019

Bring It On 2019

When I started my family down the path to financial Independence I knew we were playing the long game. The problem is as a human, even with us being the ones that invented the concept of time, we forget how long it can be sometimes. I know we are making progress (tracking net worth and yearly goals prove it) and I know that we are on track for our projected FI date (another spreadsheet) so why do I feel so…

Read More Read More

Keep Your Net Worth, I Want Your Goals

Keep Your Net Worth, I Want Your Goals

This article may contain affiliate links. Read our disclaimer. I’ve been tracking my net worth since 2016 and in that time it’s gone up and it’s gone down by a little bit and a lot. (Other financial writers look away for one sentence) I think I’ve come to a point where it doesn’t really matter. Perhaps it was from the stock market being in a tizzy the last few months or just a place you get to after a while…

Read More Read More

My Money Map 2: This Time It’s Personal (Finance)

My Money Map 2: This Time It’s Personal (Finance)

I just love a good sequel title, don’t you? This isn’t the first time I’ve brought up the idea of a money map. Last year just as this site was getting going I wrote about My Money Map. It is one of my favorite charts I have. Simple but useful. Why Do A Money Map? When I started my journey through personal finance I read a lot of blogs. I finally started getting my act together. We started trimming the…

Read More Read More

Where To Spend Tax Returns

Where To Spend Tax Returns

As we impatiently wait until we can get our taxes done and then super crazy impatiently wait for the tax return to be deposited in our bank account I thought it may be interesting to go back and review how we have spent our tax returns. Tax Year 2014 Rebate: I remember being scared to file this tax return. Our tax guy is in Wisconsin and when your wife is 9 months pregnant you get a little nervous driving anywhere…

Read More Read More

The Missing Paycheck And A New-Found Love For The Emergency Fund

The Missing Paycheck And A New-Found Love For The Emergency Fund

For over a year leading up to Babe’s birth I meticulously planned how much we were going to need in the HSA and the savings account. Nothing was going to prepare me for the Friday of the missing paycheck. Ode to HSA We weren’t sure how much our insurance was going to cover so I made sure we had enough to cover up to our max out of pocket. After filling it up we used all but $400 of the…

Read More Read More

2018 Goals, Not Resolutions

2018 Goals, Not Resolutions

New Year’s Resolutions are great in theory. Who doesn’t want to lose 10 pounds or quit (insert annoying habit here)? The problem comes with sticking to these resolutions which is why I don’t believe in them at all. I’d much rather have solid goals throughout the year with clear points to achieve them by and specific measurable ways to validate if I completed them or not (also doesn’t help to have a website that I list them on and have…

Read More Read More

2017 Q4 Net Worth Update

2017 Q4 Net Worth Update

What a long strange trip it has been. 2017 seemed to just fly by (a true sign I’m getting older). 2017 brought many things in our household. A new baby, a new side project (this site), plenty of goals, and major financial milestones. If you want to read more about them take a look at Quarter 2 and Quarter 3 updates. Otherwise, let me tell you about this last quarter. October Quite a busy month. We blew through a lot of our…

Read More Read More

Remembering The Important Things

Remembering The Important Things

There are a lot of things in this life I’ve wanted to do and things I have yet to do. I have studied abroad in England and traveled to many countries. I graduated from college with a degree in Software Engineering and spend 8 hours a day typing complete jibberish that makes a little box do awesome things. There are things I still want to do like travel to more countries and own rental properties. During one of our purges…

Read More Read More

Woah, We’re Quarter Way There

Woah, We’re Quarter Way There

Woot! It seems like this day would never come. We are officially a quarter of a millionaires! Yes, I know we have a long way to go but it is still pretty exciting. Our assets minus liabilities, for now, are worth about $250k. I wanted to take this milestone to join the ranks of the J Money’s Million Dollar Club. Over at Budgets are Sexy, J. started the Million Dollar Club in order to push himself and others to that…

Read More Read More

The Three Levels Of Goals

The Three Levels Of Goals

I have talked about early retirement and why I want it and what is my motivation. Those things are important but don’t mean much without a plan. Yearly goals keep you motivated during the year but they are a small sliver on the timescale. Let me tell you about my three levels of goals. The Bucket List Shortly after Ms. Blue Ribbon and I got out of debt I started thinking about the long term. We have the house and kids…

Read More Read More