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My Money Map 2: This Time It’s Personal (Finance)

My Money Map 2: This Time It’s Personal (Finance)

I just love a good sequel title, don’t you? This isn’t the first time I’ve brought up the idea of a money map. Last year just as this site was getting going I wrote about My Money Map. It is one of my favorite charts I have. Simple but useful. Why Do A Money Map? When I started my journey through personal finance I read a lot of blogs. I finally started getting my act together. We started trimming the…

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529s Are Great But…

529s Are Great But…

Thanks to Professor FI we have a solid plan to load up our 529s and a calculator to match so we don’t over deposit. Which brings us to my next thought on the subject…I hate 529s… As we all know I have a habit of being dramatic and while I do have a 529 plan for each child I can’t help but not like the system in general. I do have to say that 529s are a great way to help…

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Daycare to Degree: How to pay for college?

Daycare to Degree: How to pay for college?

Hello fellow BoaS readers! I’m ProfessorFI over at theFIprofessor.com. I’m a professor at a major research university (not of personal finance, I’m afraid) and working toward FI. I’m new to the FI community and BoaS resonates with me, as my partner and I balance our careers, two young kids, and attempt to strike a balance between the cold hard logical decisions and following our passions in life. Bottom line: If you can afford quality daycare, you can afford college. When…

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2018 Goals, Not Resolutions

2018 Goals, Not Resolutions

New Year’s Resolutions are great in theory. Who doesn’t want to lose 10 pounds or quit (insert annoying habit here)? The problem comes with sticking to these resolutions which is why I don’t believe in them at all. I’d much rather have solid goals throughout the year with clear points to achieve them by and specific measurable ways to validate if I completed them or not (also doesn’t help to have a website that I list them on and have…

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2017 Q4 Net Worth Update

2017 Q4 Net Worth Update

What a long strange trip it has been. 2017 seemed to just fly by (a true sign I’m getting older). 2017 brought many things in our household. A new baby, a new side project (this site), plenty of goals, and major financial milestones. If you want to read more about them take a look at Quarter 2 and Quarter 3 updates. Otherwise, let me tell you about this last quarter. October Quite a busy month. We blew through a lot of our…

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Infinite Worlds In One Place

Infinite Worlds In One Place

When I was a kid I didn’t get to go to the library often. Sure we had a kid-centric one in my elementary school but rarely did I go to the public library. Living out in the country there were things that I didn’t get to do very often just by the fact that I needed to be driven 10 minutes in and 10 minutes out. The library in my hometown was beautiful. As you walked in it opened up…

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Woah, We’re Quarter Way There

Woah, We’re Quarter Way There

Woot! It seems like this day would never come. We are officially a quarter of a millionaires! Yes, I know we have a long way to go but it is still pretty exciting. Our assets minus liabilities, for now, are worth about $250k. I wanted to take this milestone to join the ranks of the J Money’s Million Dollar Club. Over at Budgets are Sexy, J. started the Million Dollar Club in order to push himself and others to that…

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Everyone Wants You To Be In Debt

Everyone Wants You To Be In Debt

This article may contain affiliate links. Read our disclaimer. We have made mistakes in the past, but so has everyone else and it is important to not only learn from your mistakes but from others too (hint hint). It only took buying one car new to realize how stupid it was and not to make that mistake again. This was also before we had gotten our financial act together. We paid the car off early and thought that mistake was…

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The Wonders Of Cloth Diapering

The Wonders Of Cloth Diapering

This article may contain affiliate links. Read our disclaimer. Being a grown-up is expensive. Even more expensive when you decide to have a family. The money you were so accustomed to spending on yourself is now being divided amongst those who are now in your family. This statement is true if you have a small child or a teenager. Where you spend your money changes as your family grows and as the needs of your family changes. Figuring Out What…

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Thoughts During My Paternity Leave

Thoughts During My Paternity Leave

Heads up! Baby 2 is officially going to be known as Babe (Like Babe the Blue Ox) I thought I would take a minute and talk about my experiences as a stay-at-home-dad for the last 8 weeks. I don’t blame you for zoning out or skipping this altogether but it could come in handy in the future. To start off I do have an advantage over my wife’s maternity leave in that…the kiddo was 13 weeks old when I took…

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