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2018 Goals, Not Resolutions

2018 Goals, Not Resolutions

New Year’s Resolutions are great in theory. Who doesn’t want to lose 10 pounds or quit (insert annoying habit here)? The problem comes with sticking to these resolutions which is why I don’t believe in them at all. I’d much rather have solid goals throughout the year with clear points to achieve them by and specific measurable ways to validate if I completed them or not (also doesn’t help to have a website that I list them on and have…

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2017 Q4 Net Worth Update

2017 Q4 Net Worth Update

What a long strange trip it has been. 2017 seemed to just fly by (a true sign I’m getting older). 2017 brought many things in our household. A new baby, a new side project (this site), plenty of goals, and major financial milestones. If you want to read more about them take a look at Quarter 2 and Quarter 3 updates. Otherwise, let me tell you about this last quarter. October Quite a busy month. We blew through a lot of our…

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Infinite Worlds In One Place

Infinite Worlds In One Place

When I was a kid I didn’t get to go to the library often. Sure we had a kid-centric one in my elementary school but rarely did I go to the public library. Living out in the country there were things that I didn’t get to do very often just by the fact that I needed to be driven 10 minutes in and 10 minutes out. The library in my hometown was beautiful. As you walked in it opened up…

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Woah, We’re Quarter Way There

Woah, We’re Quarter Way There

Woot! It seems like this day would never come. We are officially a quarter of a millionaires! Yes, I know we have a long way to go but it is still pretty exciting. Our assets minus liabilities, for now, are worth about $250k. I wanted to take this milestone to join the ranks of the J Money’s Million Dollar Club. Over at Budgets are Sexy, J. started the Million Dollar Club in order to push himself and others to that…

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Everyone Wants You To Be In Debt

Everyone Wants You To Be In Debt

This article may contain affiliate links. Read our disclaimer. We have made mistakes in the past, but so has everyone else and it is important to not only learn from your mistakes but from others too (hint hint). It only took buying one car new to realize how stupid it was and not to make that mistake again. This was also before we had gotten our financial act together. We paid the car off early and thought that mistake was…

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The Wonders Of Cloth Diapering

The Wonders Of Cloth Diapering

This article may contain affiliate links. Read our disclaimer. Being a grown-up is expensive. Even more expensive when you decide to have a family. The money you were so accustomed to spending on yourself is now being divided amongst those who are now in your family. This statement is true if you have a small child or a teenager. Where you spend your money changes as your family grows and as the needs of your family changes. Figuring Out What…

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Thoughts During My Paternity Leave

Thoughts During My Paternity Leave

Heads up! Baby 2 is officially going to be known as Babe (Like Babe the Blue Ox) I thought I would take a minute and talk about my experiences as a stay-at-home-dad for the last 8 weeks. I don’t blame you for zoning out or skipping this altogether but it could come in handy in the future. To start off I do have an advantage over my wife’s maternity leave in that…the kiddo was 13 weeks old when I took…

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Know Who You Are

Know Who You Are

It didn’t take long for me to realize that I was the main problem when it came to our finances. When we started dating Ms. Blue Ribbon was working at a shoe store and substitute teaching (Slightly different from me working as a software developer). She was naturally frugal by habit and necessity. Making all her meals at home (noodles and tuna salad sandwiches mostly). She occasionally treated herself to Culver’s once in awhile. I on the other hand rarely…

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The Three Levels Of Goals

The Three Levels Of Goals

I have talked about early retirement and why I want it and what is my motivation. Those things are important but don’t mean much without a plan. Yearly goals keep you motivated during the year but they are a small sliver on the timescale. Let me tell you about my three levels of goals. The Bucket List Shortly after Ms. Blue Ribbon and I got out of debt I started thinking about the long term. We have the house and kids…

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Should We Sell Our Home?

Should We Sell Our Home?

I’ve mentioned from time to time that we have done a lot of the things to speed up FIRE. Get rid of/avoid debt, have a plan to add more to retirement accounts, and trying to be more frugal. There are things we could still do like get a side hustle, get a higher paying job, and sell our house. Problem is I haven’t found a good side hustle I would excel at and be able to fit in during my…

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